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Tips to Make Downsizing Easier

Sally AllenSally Allen
A Place for Everything, LLC
Golden, Colorado
303-526-5357

In this 12 1/2 minute interview with Sally Allen, member of the national ElderCare Matters Alliance, Colorado chapter, you will learn answers to the following questions:

  • What is downsizing?
  • What are the benefits of proactively downsizing?
  • What is the process for downsizing an elder who has accumulated a lot of "stuff" during his or her lifetime?

If you would like to read Ms. Allen's article titled, Tips to Make Downsizing Easier, visit the ElderCare Matters Library at ElderCareMatters.com/library.

And if you need help with your elder care matters, check us out online at ElderCareMatters.com – a resource to help families across America plan for and deal with the issues of aging.

 

Who Pays for Long-Term Care?

Allen Kampf, RFCAllen Kampf, RFC
Wealth Advocacy Partners
Sparks, Maryland
410-527-1171

In this 11 1/2 minute interview with Allen Kampf, member of the national ElderCare Matters Alliance, Maryland chapter, you will learn answers to the following questions:

  • What is long-term care insurance and why would someone need to consider purchasing this type of insurance protection?
  • Doesn't Medicare or perhaps a Medigap insurance policy provide families with long term care assistance?
  • What exactly does Medicaid cover re: long term care?
  • And when should someone consider purchasing long term care insurance?

If you would like to read Mr. Kampf's article titled, Who Pays for Long-Term Care?, visit the ElderCare Matters Library at ElderCareMatters.com/library.

And if you need help with your elder care matters, check us out online at ElderCareMatters.com – a resource to help families across America plan for and deal with the issues of aging.

Answers to frequently asked questions about revocable living trusts

Scott Makuakane, JD, CFPScott Makuakane, JD, CFP
Est8Planning Counsel, LLLP
Honolulu, Hawaii
808-587-8227

In this 6 minute interview with Scott Makuakane, JD, CFP, member of the national ElderCare Matters Alliance, Hawaii chapter, you will learn answers to the following questions:

  • What is a trust?
  • What are the differences between a revocable and an irrevocable trust?
  • What is the difference between a living trust and a testamentary trust, and why is it important for families to understand the different types of trusts when establishing estate plans?
  • How would one benefit from using a trust in an estate plan?

If you would like to read Mr. Makuakane's article titled, Answers to frequently asked questions about revocable living trusts, visit the ElderCare Matters Library at ElderCareMatters.com/library.

And if you need help with your elder care matters, check us out online at ElderCareMatters.com – a resource to help families across America plan for and deal with the issues of aging.

Bankruptcy – What is it and when should it be used?

Jonathan GinsbergJonathan Ginsberg, Esq.
Ginsberg Law Offices
Atlanta, Georgia
770-393-4985

In this 7 minute interview with Jonathan Ginsberg, Esq., member of the national ElderCare Matters Alliance, 
Georgia chapter, you will learn answers to the following questions:
  • What is bankruptcy?
  • What are the differences between Chapter 7 & Chapter 13 bankruptcies?
  • What are the cautions you would share with our listeners about bankruptcies, especially seniors who are facing financial problems?
  • What is the amount of money one can expect to spend to file bankruptcy and the amount of time the process will generally take?

If you would like to read Mr. Ginsberg's article titled, Special Considerations for Seniors Facing Bankruptcy, visit the ElderCare Matters Library at ElderCareMatters.com/library.

And if you need help with your elder care matters, check us out online at ElderCareMatters.com – a resource to help families across America plan for and deal with the issues of aging.

Medical Issues and Terminology in Long Term Care

Shay Jacobson, RN, MAShay Jacobson, RN, MA
Lifecare Innovations, Inc.
Oakbrook Terrace, Illinois
630-953-2155

In this 12 minute interview with Shay Jacobson, RN, MA, member of the national ElderCare Matters Alliance, Illinois chapter, you will learn answers to the following questions: 

  • What is long term care and where is this care usually provided?
  • Why would someone need long term care?
  • What are some of the major diseases of the elderly?
  • What are some of the medical conditions that are problematic in the long term care setting?

If you would like to read Ms. Jacobson's article titled, Medical Issues and Terminology in Long Term Care, visit the ElderCare Matters Library at ElderCareMatters.com/library.

And if you need help with your elder care matters, check us out online at ElderCareMatters.com – a resource to help families across America plan for and deal with the issues of aging.

The Probate Process

Paul T. Czepiga, CPA, JDPaul T. Czepiga, CPA, JD
Czepiga Daly Dillman, LLC
Located in Newington & Wethersfield, Connecticut
860-563-4070

In this 12 minute interview with Paul T. Czepiga, CPA, JD, member of the national ElderCare Matters Alliance, Connecticut chapter, you will learn answers to the following questions:

  • What is probate and why would a family need to consult with an attorney to assist them with this elder care matter?
  • What is the probate court's role in processing estates of decedents (which is sometimes called the estate administration process)?
  • What are the steps in the probate process?
  • What is the typical length of time to administer an estate and what would this normally cost a family?

If you would like to read Mr. Czepiga's article titled, The Probate Process – Connecticut's 6 steps can help you understand your state's procedures, visit the ElderCare Matters Library at ElderCareMatters.com/library.

And if you need help with your elder care matters, check us out online at ElderCareMatters.com – a resource to help families across America plan for and deal with the issues of aging.

Estate Planning – What is it & why is it important?

bneiburger2Ben A. Neiburger, JD, CPA
Neiburger Law, Ltd.
Elmhurst, Illinois
630-782-1766

In this 9 minute interview with Ben A. Neiburger, JD, CPA, member of the national ElderCare Matters Alliance, Illinois chapter, you will learn answers to the following questions:

  • What is Estate Planning and why would a family need to consult with an attorney to prepare an estate plan?
  • What are some of the tools and strategies that are used within estate plans to help ensure that one's assets go to their desired beneficiaries after death?
  • What happens if someone dies without a Will?
  • What are some of the questions families should ask when hiring an attorney to help them prepare their estate plans?

If you would like to read Mr. Neiburger's article titled, Estate Planning Tools to Transfer Assets After Death, visit the ElderCare Matters Library at ElderCareMatters.com/library.

And if you need help with your elder care matters, check us out online at ElderCareMatters.com – a resource to help families across America plan for and deal with the issues of aging.

Understanding Elder Law

Sanford J. Mall, JD, CELASanford J. Mall, JD, CELA
Mall Malisow & Cooney, P.C.
Farmington Hills, Michigan
248-538-1800

In this 9 1/2 minute interview with Sanford J. Mall, JD, CELA, member of the national ElderCare Matters Alliance, Michigan chapter, you will learn answers to the following questions:

  • What exactly is an Elder Law attorney and when would a family need to meet with this type of Elder Care expert?
  • What are some of the legal issues of aging that Elder Law attorneys can help families plan for and deal with?
  • What are the qualifications and training that Elder Law attorneys should have?
  • What are some of the questions families should ask when hiring an Elder Law attorney?

If you would like to read Mr. Mall's article titled, Understanding Elder Law, visit the ElderCare Matters Library at ElderCareMatters.com/library.

And if you need help with your elder care matters, check us out online at ElderCareMatters.com – a resource to help families across America plan for and deal with the issues of aging.