Question of the Day: "My mother owns a small annuity, around $15,000. It is generating a small amount of income and, along with a small earned income from an employer, is pushing her over the required amount of assets for Medicaid qualification. She also has a small monthly disability income. What options are available, specifically around this “owned annuity” in order to help my mother qualify for Medicaid?"

Answer:  I would need to know more specifics about your mother’s situation as well as the type of Medicaid assistance she will be seeking. However, the rules for Medicaid qualification, especially for individuals like your mother who is working and receiving disability benefit vary greatly from state to state.  I recommend that you contact an elder law attorney in your mother’s state who includes disability benefits in their practice areas.

To locate elder law attorneys in your state who may be able to help you with this elder care matter, go to: www.ElderCareMatters.com/statechapters.htm

Dagmar M. Pollex, Attorney at Law
The Law Offices of Dagmar M. Pollex, P.C.
Braintree, Massachusetts  02184
781-535-6490

Member of the national ElderCare Matters Alliance, Massachusetts chapter


ElderCareMatters.com – America's online source to find Elder Care Experts near YOU

Families across America now have an online source they can tap into to find experts who can help them with a wide range of elder care matters…  

ElderCareMatters.com
 

ElderCareMatters.com, along with the 1,375+ members of the national ElderCare Matters Alliance, provides families with the elder care resources they need to plan for and deal with their issues of aging.  In fact, here is where you will locate, by state, some of America’s top elder care professionals who provide a total of 68 different elder care services that will help you plan for and deal with your family’s issues of aging, including:

  1. Advance Medical Directives
  2. Aging In Place Services
  3. Alzheimer’s / Memory Care Communities
  4. Annuities 
  5. Arbitration 
  6. Asset Protection Planning
  7. Assisted Living Communities 
  8. Assisted Living Referral Services
  9. Bankruptcy
  10. Caregiving Education 
  11. Consumer Law
  12. Continuing Care Retirement Communiities
  13. Crisis Intervention
  14. Daily Money Management / Bill Paying
  15. Disability Income Insurance
  16. Elder Abuse Litigation Services
  17. Elder Law
  18. ElderCare Planning / Long-Term Care Planning
  19. Estate Administration
  20. Estate Liquidation
  21. Estate Planning
  22. Financial Planning
  23. Geriatric Care Management
  24. Guardianship / Conservatorship
  25. Health Insurance
  26. Hoarding Clean Up and Coaching Services
  27. Home Care
  28. Home Downsizing Services
  29. Home Health Care
  30. Home Modifications
  31. Hospice Care
  32. Independent Living Communities
  33. Investment Services
  34. Life Care Planning
  35. Life Insurance
  36. Litigation
  37. Long-Term Care Insurance
  38. Medicaid / Disability Planning
  39. Medical / Healthcare
  40. Medical Alert Systems
  41. Medical Claims Processing
  42. Medical Equipment & Supplies
  43. Medicare Consulting
  44. Medicare Supplemental Insurance
  45. Medication Therapy Management
  46. Moving / Relocation Services
  47. Personal Finance / Accounting / Tax Preparation
  48. Powers of Attorney
  49. Probate
  50. Public / Non-Profit Resources
  51. Real Estate Services
  52. Rehabilitation Services
  53. Residential Psychiatric Care
  54. Respite Care
  55. Retirement Planning
  56. Reverse Mortgages
  57. Securities Arbitration & Litigation Services
  58. Senior Move Management
  59. Senior Move Planning
  60. Social Security Disability Services
  61. Special Needs Planning
  62. Tax Law
  63. Tax Planning
  64. Transportation Services
  65. Trustee / Fiduciary Services
  66. Trusts
  67. VA Benefits
  68. Wills  
If you and your family need help with your elder care matters, this is where you will find competent, caring elder care experts located near you who provide a total of 68 different services that will help you plan for and deal with your family’s issues of aging.  Whether you are looking for:

  • an elder law attorney in Philadelphia
  • a geriatric care manager in South Florida
  • a long-term care insurance professional in Fort Worth,
  • a home care provider in Southern California, or
  • an assisted living community in Phoenix (as shown in the photo above)…

you can count on www.ElderCareMatters.com to help you find the Elder Care Experts and services that you will need in ALL 50 states (plus the District of Columbia).


 
Special Offer for ALL Elder Care Professionals:  The next 125 elder care professionals who apply for Lifetime Membership in the national ElderCare Matters Alliance will receive a 25% discount off the $450 regular price of lifetime membership.

So if you are a competent, caring elder care professional – take advantage of this special 25% discount offer for a “lifetime membership” (and there are no annual membership dues, ever!) in the national ElderCare Matters Alliance.   

To request a Membership Application, send an email to: info@ElderCareMatters.com.


Question of the Day: "Daughter is agent for her mother under a POA. Mother’s brother (agent’s uncle) thinks daughter is mishandling funds. Does the uncle have standing to file a Petition requesting the agent to file an accounting?"

Answer:  This will vary somewhat from state to state. Generally, if  the person who executed the power of attorney is legally incompetent, a family member  can petition the Court to have a conservator appointed who then would have authority to request an accounting. This requires a doctor to certify that the person is unable to make rational financial judgments and therefore legally incompetent.

If  the uncle suspects that there has been financial abuse, most states also have agencies that will investigate the situation. You can call the Elder Affairs department  in your state to find out which agencies handle these matters in your state.

To locate other experts in your state who may be able to help you with this elder care matter, go to: www.ElderCareMatters.com/statechapters.htm

Dagmar M. Pollex, Attorney at Law
The Law Offices of Dagmar M. Pollex, P.C.
Braintree, Massachusetts  02184
781-535-6490

Member of the national ElderCare Matters Alliance, Massachusetts chapter


Announcement: We are ranked #1 on Google, Yahoo and Bing

 
ElderCareMatters.com, along with the 1,375+ Lifetime Members of the national ElderCare Matters Alliance, provides families with the resources they need to plan for and deal with their elder care matters.  And now our “Elder Care Experts” are ranked #1 on Google, Yahoo & Bing. This is America’s online source to find elder care experts plus useful information & answers about a wide range of elder care matters. 

Here you will find professionals with years of experience in helping families with the issues of aging, including:

  • Elder Law Attorneys
  • Estate Planning Advisors
  • Financial & Investment Advisors 
  • Geriatric Care Managers
  • Insurance Professionals
  • Reverse Mortgage Specialists
  • Senior Move Managers 
  • Seniors Real Estate Specialists
  • A host of other elder care experts with long and successful careers working with seniors and their families

This is also where you will find some of America’s best:

  • Assisted Living Communities
  • Alzheimer’s / Memory Care Communities
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Together, we provide families with:

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If you and your family need help with elder care matters, this is where you will find 1,375+ competent, caring elder care experts located near you.  Whether you are looking for:

  • an elder law attorney in Philadelphia
  • a geriatric care manager in South Florida
  • a long-term care insurance professional in Fort Worth,
  • a home care provider in Southern California, or
  • an assisted living community in Phoenix…

you can count on www.ElderCareMatters.com to help you find the Elder Care Experts that you will need in ALL 50 states (plus the District of Columbia).  

 
So why wait?  If you are an elder care professional and you would like to “get the word out” to hundreds of thousands of families across America (in a cost effective way) about how you can help them plan for and deal with their issues of aging, then you should join our 1,375+ elder care experts as a lifetime member of the national ElderCare Matters Alliance.  

And, now, if you are one of the next 125 new members, you will receive a 25% discount off the regular lifetime membership price

This 25% discount is available only to the next 125 elder care professionals who join the national ElderCare Matters Alliance. 

If you are a competent elder care professional – take advantage of this special 25% discount offer and pay only $337.50 for a “lifetime membership” (and there are no annual membership dues, ever!) to the national ElderCare Matters Alliance.

To request an Application for Lifetime Membership, send an email directly to: psanders@eldercarematters.com


Question of the Day: “My father is 88 and lives in an assisted living community, private pay. My mother resides in a town home, which is a debt free property, that she jointly owns with my father. How can my mother plan to protect this asset in the event my father requires nursing care? Given their assets, they cannot afford to pay privately for a nursing home, so they will need my father to become Medicaid eligible for this service."

Answer: Your mother will be able to continue living there as long as she wants and does not have worry that she’ll have to sell it to pay the cost of your father’s nursing home care.

It is very important that your parents meet with an elder law attorney in your state as soon as possible as there are other planning options for your parents to consider that could protect the value of the town home and other assets.

To locate experts in your state who can help you with this elder care matter, go to: www.ElderCareMatters.com/statechapters.htm

Dagmar M. Pollex, Attorney at Law
The Law Offices of Dagmar M. Pollex, P.C.
Braintree, Massachusetts  02184
781-535-6490

Member of the national ElderCare Matters Alliance, Massachusetts chapter


Question of the Day: “My father is in a nursing home and is having some hallucinations. Although I have told the nursing staff about this problem, he still hasn’t been seen by a doctor about this yet. I’m concerned that he is not getting the medical care he needs."

Answer:   The first thing I would suggest you do is speak to the chief of nursing or the nursing home administrator about your concerns. If that doesn’t resolve the problem, you can ask for a formal meeting between family members and the appropriate nursing home personnel.

Most states also have a nursing home ombudsman assigned to each nursing home for the purpose of looking into complaints about the care that nursing home residents are receiving. You can contact your state’s Office of Elder Affairs to get contact information for the ombudsman.

To locate experts in your state who can help you with this elder care matter, go to: www.ElderCareMatters.com/statechapters.htm

Dagmar M. Pollex, Attorney at Law
The Law Offices of Dagmar M. Pollex, P.C.
Braintree, Massachusetts  02184
781-535-6490

Member of the national ElderCare Matters Alliance, Massachusetts chapter


Question of the Day: "What are the financial transparency and disclosure requirements when one sibling is appointed power of attorney over an elder parent? We are concerned about transfers of money being made with no disclosure or explanation to the siblings, where the transfers are not clearly for my mother’s benefit and where the transfers are made into my sister’s personal bank account."

Answer:  Thanks for the question. I practice law in Florida and my answer reflects how I would respond to a Florida resident.

The power of attorney can only use the money for the benefit of the person who granted the power.

The power of attorney does not have to report to siblings, but if wrong is suspected  may  have to answer to legal authorities and/or elder abuse authorities.

To locate experts in your state who can help you with this elder care matter, go to: www.ElderCareMatters.com/statechapters.htm

Joseph F. Pippen, Jr., Attorney at Law
Law Office of Joseph F. Pippen, Jr. & Associates

Largo, Florida  33771
727-586-3306

Member of the national ElderCare Matters Alliance, Florida chapter


Question of the Day: "Will inheritor of Florida property with low property tax (homesteading) pay a new, higher tax?"

Answer:  Thanks for the question.

The answer is yes-new owner will pay new tax rate  based on current market value at time of transfer.

To locate experts in your state who can help you with this elder care matter, go to: www.ElderCareMatters.com/statechapters.htm

Joseph F. Pippen, Jr., Attorney at Law
Law Office of Joseph F. Pippen, Jr. & Associates

Largo, Florida  33771
727-586-3306

Member of the national ElderCare Matters Alliance, Florida chapter


Question of the Day: "2 elderly sisters are beneficiaries of their deceased sister's Revocable Living Trust. As a result, they have "life estate-type" rights. The trust also maintains the house. The trust is running short of cash, and the trustees are considering getting a reverse mortgage on the house (presently free and clear, valued at about $225,000). If the house had to be titled in the name of the 2 women, solely for the purpose of executing the reverse mortgage, would the sisters' eligibility for Medicaid and SSI be affected?"

Answer:  A homestead would not disqualify the sisters from Medicaid and SSI benefits.  However, a trustee cannot transfer ownership  if sisters are only entitled to “life estate” benefits.

To locate experts in your state who can help you with this elder care matter, go to: www.ElderCareMatters.com/statechapters.htm

Joseph F. Pippen, Jr., Attorney at Law
Law Office of Joseph F. Pippen, Jr. & Associates

Largo, Florida  33771
727-586-3306

Member of the national ElderCare Matters Alliance, Florida chapter


Question of the Day: "I have a revocable living trust. Can my son, as trustee, settle my estate without an attorney?"

Answer:  Having prepared over 36,000 estate plans with over 90% involving trusts – I would recommend your son consult with an attorney for directions on how to proceed based on the assets in the trust and estate. In Florida a trust notice would need to be filed and attorneys should be hired to transfer real estate.

However, the answer to your question is “YES” but not advisable without some advice.

To locate experts in your state who can help you with this elder care matter, go to: www.ElderCareMatters.com/statechapters.htm

Joseph F. Pippen, Jr., Attorney at Law
Law Office of Joseph F. Pippen, Jr. & Associates

Largo, Florida  33771
727-586-3306

Member of the national ElderCare Matters Alliance, Florida chapter


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