Today’s Q&A on is about the VA covering nursing home care?

Question:  Does the VA cover nursing home care?

Answer:  The Department of Veterans Affairs (VA) may provide long-term care for service-related disabilities or for certain eligible veterans. There might be a waiting list for VA nursing homes. The VA also provides some at-home care. The V.A. provides nursing home and other long-term care — the V.A. calls it “extended care” — for many veterans. Nursing home care can be provided in VA or private nursing homes for veterans who are in need of care, but are not acutely ill and not in need of hospital care. Priority is given to veterans with service-connected disabilities. If space and resources are available, other veterans may be considered. Veterans who do not have service-connected disabilities for which they’re entitled to compensation must agree to make a co-payment. They furnish a financial statement, and VA establishes a co-payment based on that information.

To be eligible for nursing home care, you must be enrolled in the VA health care system or be eligible for VA health care without the need to enroll.

Those eligible for V.A. nursing home or non-institutional long-term care include:

  • Veterans with a service-connected disability rating (or combined disability ratings) of 70 percent or higher.
  • Veterans with a 60-percent service-connected disability rating who are unemployable, or who have a rating of “permanent and totally disabled.”
  • Veterans with a service-connected disability that’s clinically determined to require nursing home care.
  • Veterans who require nursing home care for any nonservice-connected disability and who meet income and asset criteria.
  • Other veterans on a case-by-case basis, with priority given to veterans with service-connected disabilities and those who need care for post-acute rehabilitation, respite, hospice, geriatric evaluation and management, or spinal cord injury.

In addition, Veterans who do not qualify for extended care may receive Aid and Attendance from the VA, which is a different program with different criteria.  This program is designed to help veterans stay in their homes instead of going to a nursing home.  Unfortunately, the amount a Veteran can receive in Aid and Attendance is insufficient to pay for skilled care. At that point it is frequently necessary for the Veteran to transition to Medicaid for payment of Nursing Home Care.

If you have additional questions about VA benefits, you may want to talk with an attorney near you about this Elder Care Matter, many of whom can be found on 

James C. Siebert, Esq.
The Law Office of James C. Siebert & Associates
Arlington Heights, Illinois  60004
Member of the national ElderCare Matters Alliance, Illinois chapter

Today’s Q&A on is about Appealing Medicaid Denials

Question:  The state has denied my mother’s request to receive long term care Medicaid benefits.  Is there any way we can appeal this decision, and how would we go about doing this?

Answer:  You have the right to appeal the decision denying your mother’s Medicaid.  I cannot answer as to the exact procedures for any state other than Illinois. It is extremely important that you act immediately, because you generally have a very limited time in which to file your appeal. In Illinois, the Decision form which the State sends out has the specific instructions regarding the steps necessary to appeal the denial of benefits.  I do not know if that is also true in your State, but I would think there would be some explanation with the decision. I strongly recommend that you immediately hire an experienced Elder Law Attorney to represent your mother.  First the Attorney can evaluate the decision to see why benefits were denied. Frequently, when someone files an Application themselves or with the assistance of someone other than an Attorney, the application is completed incorrectly or insufficient information is provided to the State. In Illinois, the State will deny an application because it is incorrectly completed, does not contain the required back up documentation or you fail to provide the additional documentation the State requests within the time they give you, usually 10 days. These denials occur even though the applicant is entitled to Medicaid and would receive it if the application was done correctly.  Obviously, denial may also be because your mother does not qualify for Medicaid or because she has made improper transfers of assets which cause her disqualification. An Elder Law Attorney can advise you whether the reason for the denial is appealable or whether there are additional steps necessary to protect your mother’s interests. It is imperative that you act immediately and I cannot emphasize enough the importance of hiring an experienced Elder Law Attorney, many of whom can be found on ElderCareMatters.comAmerica’s #1 online Directory of Elder Care / Senior Care Resources.

James C. Siebert, Esq.
The Law Office of James C. Siebert & Associates
Arlington Heights, Illinois  60004
Member of the national ElderCare Matters Alliance, Illinois chapter

Today’s Q&A on is about Medicare’s rules regarding payment for ambulance services

Question:  My brother has Medicare as his primary insurer and Plan F as his Secondary Supplement (Mutual of Omaha).  He has congestive heart failure, requires oxygen, kidney failure, problems with vision, diabetes and is unable to walk.  He is confined to his home.  His wife provides his care. He is unable to ride in a car.  He cannot walk or support himself to get in and out of car and he needs supervision and oxygen when making a trip. He also requires a bariatric stretcher due to his weight.  He has dialysis three days a week and Medicare provides ambulance service to and from the facility due to medical necessity.  If he has any type of surgery, Medicare provides an ambulance.  When he goes for a follow up visit after surgery or when he has an appointment with a specialist, the ambulance service states that Medicare will not pay under any circumstances.  I have called Medicare and received conflicting answers to this question.  I need clarification.  I have also received conflicting answers from different ambulance services.  He lives in a small town and there is only one ambulance service available with a bariatric stretcher.  How does a person who cannot ride in a car get ambulance service for follow up appointments after surgery and to specialist’s offices when needed?  He has had two cataracts removed and needs to see an ophthalmologist that is about 43 miles from his home.  What are our options?  He is unable to pay for this service himself and from what I read on the Medicare site, the ambulance trip should be covered if medically necessary.  Any help would be appreciated.

Answer:  The rules regarding Medicare payment for ambulance services can be complex. Medicare will pay for the emergency transportation to a hospital or a skilled nursing facility when other transportation could endanger your health.  Medicare will also cover ambulance services in certain specific circumstances, one of which is if you have End-Stage Renal Disease, need dialysis, and need ambulance transportation to or from a dialysis facility because other transportation could endanger your health.  That is why your brother receives the services when going for dialysis.  

In addition, in some cases, non-emergency ambulance transportation may be provided when you need ambulance transportation to diagnose or treat your health condition and use of any other transportation method could endanger your health.  Medicare may cover limited non-emergency ambulance transportation if you have a statement from your doctor stating that ambulance transportation is necessary due to your medical condition. This would seem to apply to your brother cannot ride in a car and needs an ambulance with a bariatric stretcher.  The ambulance company needs to fully document why your brother needs the ambulance transportation.  If it fails to properly document it, Medicare will deny coverage.  If this happens, contact the doctor who treated you or the discharge social worker at the hospital to get more information about your need for ambulance transportation.  Then have the ambulance company resubmit the bill to Medicare. If you or anyone else needs more information regarding what Medicare covers regarding ambulance services, Medicare has a publication on the subject at Good luck.

James C. Siebert, Esq.
The Law Office of James C. Siebert & Associates
Arlington Heights, IL  60004
Member of the national ElderCare Matters Alliance, Illinois chapter


Update on changes in the VA’s Aid & Attendance Program

Question:  My family and I read with interest last week’s update regarding proposed 2013 changes to the VA’s Aid & Attendance program, and we were wondering whether you could provide us with an update as to where these proposed changes actually stand.  Have any of these changes been implemented (and if yes, when), and if they have recently been changed, will we need to re-do the VA Aid & Attendance application that we submitted just last month for our 87 year old mother?

Answer:  The changes have been proposed by Congress.  I believe they are currently in committee.  There are several organizations that are concerned about the proposed 3 year look back.  What we know at this point is if they happen they will not take effect until next year.  However, this is no guarantee that they will not be effective immediately.  There have also been some recent changes in regard to annual reporting commonly called an EVR.  The VA has eliminated the need to provide the annual report.

The VA has also made the rules pertaining to unreimbursed medical expenses stricter with respect to Independent Living Facilities providing care through 3rd party companies.   The have differentiated between an ADL (activity of daily living) and an IADL (instrumental activity of daily living).  Specifically, the VA is now requiring among other requirements, assistance with 2 ADL’s; walking/transferring; eating; bathing; dressing and toileting and cognitively impaired.    IADL’s no longer count as an ADL such as medication reminders, meal preparation, laundry etc…

As for submitting a new application I do not believe it is necessary at this time.  However, the VA has developed a new form for a Veteran and surviving Spouse of a Veteran called a Fully Developed Claim.

Hope this helps.

Don L. Rosenberg, Attorney and Counselor
The Center for Elder Law
Troy, Michigan
Member of the national ElderCare Matters Alliance, Michigan chapter

Today’s Q&A on is about the VA requiring a 3 year look-back period

Question:  We are about to begin the process of filling out the VA Application Form for Aid and Attendance for our 83 year old mother. However, we now understand that the Veteran’s Administration recently changed some of the rules; for example, they have changed what they consider to be an “unreimbursed medical expense.”  Can you please share with us any other substantive changes made by the VA that may impact families like ours who desperately need this additional money for our elderly parents?

Answer:  Changes that benefit all current beneficiaries in 2013 include a cost of living upward adjustment in the monthly rate paid on the VA Aid and Attendance Benefit.  However, other changes are in the pipeline for prospective applicants for the VA Aid and Attendance Benefit.  On June 7, 2012, the U.S. Senate Special Committee on Aging held a hearing regarding the VA’s Aid and Attendance program.  The purpose of the hearing was to examine the extent to which the spirit of the program is fulfilled, namely to cover the long-term care costs for veterans of limited means and their spouses.  Senators Richard Burr (R-NC) and Ron Wyden (D-OR) are introducing new legislation to limit the extent to which veterans of more substantial means are receiving the benefit.  The most significant proposed change in the piece of legislation is that the VA would require a look-back period for applicants applying for the Aid and Attendance program as Medicaid currently does now, which will be three years.  The look-back period for Medicaid is five years.  In response to this legislation, the Veterans Administration also stated that they are drafting regulations to impose the 3-year look back period.    Other changes being examined include determining when specific types of assets such as annuities, trusts, and private retirement income should be considered in determining net worth.   One positive change for prospective applicants is the streamlining of the application process, including but not limited to, developing a consumer guide to help prospective applicants better understand the program.

James J. Ruggiero, Jr., Esq., AEP
Ruggiero Law Offices, LLC
Paoli, Pennsylvania  19301
Member of the national ElderCare Matters Panel of Experts
Premium Member of the ElderCare Matters Alliance, Pennsylvania chapter


Today's Question of the Day on is Answered by Two (2) Elder Care Experts

Question:  “My 80 year-old, widowed mother is selling her large home and plans to move into a smaller, more manageable residence.  She hopes to be able to stay in her new home the rest of her life. She is in reasonably good health at this time and has long term health care insurance to help pay for future needs. She has a comfortable savings, but is not wealthy.  Half of her assets have been placed in a trust and the remainder is available for her use.  With the sale of her current home she will be able to buy her new home without taking out a mortgage, but we do not know if that is the best option.  What advantages/disadvantages are there to her paying-in-full for her new home or getting a mortgage?  Should the new residence be purchased by the trust?  Is there any reason she should rent versus buy? Any suggestions will be appreciated.”

Answer:  Hello and thank you for your question.  It is wonderful that Mom is still going strong and has planned well for her later years. We see the majority of older American’s wanting to age in place and her long term care insurance will be a great help to her when she needs the in home assistance.  There is not a standard answer to the question of mortgage vs. no mortgage or rent vs. buy and is individual for each person and/or family.   Here are some thoughts/questions for comparison purposes to assist you in choosing the best solution for Mom.  What are the closing costs related to having a conventional mortgage vs. a cash transaction, how much cash down payment was used, what is the monthly payment with taking a conventional mortgage, what is the property tax amount, homeowners insurance amount and if applicable, a homeowners association fee, does the use of this cash have an impact on any cash reserve for an unseen emergency, how does the monthly payment of rent compare to a mortgage payment- is it less or more and last but not least, who will assist Mom in the maintenance required in homeownership.  Perhaps a family discussion with Mom will help clarify everyone’s understanding of the differences. The real estate property can be put into the trust with either a mortgage or cash transaction and is subject to lender approval if obtaining a mortgage.

Laurie A. Libby, Reverse Mortgage Advisor
Genworth Home Equity Access, Inc.
Irvine, California  92614
Member of the national ElderCare Matters Alliance, California chapter


Answer:  Your Mother is lucky to have so many options. It is difficult to give you an answer to such a broad question without some additional information. I will assume a few things in order to give you a general answer.

The first assumption I am going to make is that the Trust you are referring to is an Irrevocable Trust instead of a Revocable Trust. I am making that assumption since you have indicated that half of her money is in the Trust and the other half is available for her use. If the Trust was a standard Revocable or Living Trust the assets and monies held within the Trust would be available for your Mother’s use. On the other hand if you had some asset protection planning done in the past with an Elder Law Attorney the creation and funding of the Irrevocable Trust would protect that half of her assets from both Probate and from Long Term care costs; however the principal of the Trust would not be available to your Mother.  I am also going to assume that you mean your Mother has long term care insurance, and not simply health insurance. If it is long term care insurance, it will pay for her care up to a set dollar figure per day for a number of years, typically 3 to 5 years.  This is a very important distinction, since if she only has health insurance, such as Medicare Part A and part B, along with a Supplemental insurance policy, that insurance will cover her medical needs and hospitalization, but not long term care costs beyond the 100 days of Medicare rehabilitation.  The availability of Long Term Care Insurance makes Asset Protection planning easier to accomplish even for a person of limited means. It is important that you confirm that your Mother’s Trust is an Irrevocable Trust and that she does in fact have long term care insurance.

Assuming it is an Irrevocable Trust, and that your Mother does have long term care insurance, and then you may want to purchase the house outright and place it along with a certain amount of the proceeds or other assets into the Irrevocable Trust. You need to have an analysis completed by an Elder Law Attorney to confirm that your mother will have sufficient funds for her care to cover the look back period which is currently 5 years, so that if she needs to apply for Medicaid she can do so without a penalty period.

I strongly recommend that you retain an Elder Law Attorney prior to deciding on how to proceed. If done correctly your Mother will be able to protect some assets for you and the rest of the family, while making sure that she is never left unprotected. However, these are complex analyses which require a great deal more information than you have provided.  If done incorrectly you could jeopardize your mother’s potential care. I suggest that you look on to find the name of an experienced Elder Law Attorney in your area.

James C. Siebert, Esq.
The Law Office of James C. Siebert & Associates
Arlington Heights, Illinois  60004
Member of the national ElderCare Matters Alliance, Illinois chapter

Hawaii Elder Law Attorney Suggests Alternative Approach to Yesterday’s Q&A: Mediation

Question:  “My mother is 91 years old and has Dementia/Alzheimer’s. She does not know how to read or write, but recently she apparently granted Power of Attorney for her finances to my elder sibling. This was done in secrecy and did not take the rest of the family into consideration. Now my sibling has taken over my mother’s house and her bank funds and has placed my mother in a nursing home where she is kept overmedicated.  I’m concerned about how something like this could have happened.  Is there anything I and the rest of my family can do now to have this Legal Directive reversed?

Answer:  This is a heart-wrenching scenario that is played out in countless families every day across America.  There is a legal approach to the problem that could be expensive, could worsen your current family dynamics, and could take longer than your 91-year-old mother has left.  It would involve securing medical opinions concerning your mother’s current capacity to sign legal documents (and, as precisely as they can tell you, when she lost legal capacity), appointment of a legal representative for your mother, and unwinding the asset transfers and other things your sibling has done.  The term used for the legal representative may be guardian or it may be conservator, depending on where you live.  You will need an experienced attorney in your State to guide you through the process and represent you in court.

Before you go down that road, consider bringing all of your siblings and other interested family members together to talk about what has been done and why.  The answers to those questions may surprise you.  More importantly, the family may find a way to move forward in a unified manner that meets your mother’s needs and at the same time preserves (or mends) family harmony.  You may find that a trained mediator can help your family members explain their positions and understand each other’s positions.  The mediator could be a pastor, a counselor, a lawyer, or a trusted family member or friend who may or may not fit into any of those categories.  If no one comes to mind, there may be a Neighborhood Justice Center or similar service in your area that can provide mediation services.  This is an alternative worth exploring, and, if it is unsuccessful, it will not prevent you from pursuing the kind of legal approach outlined above.

Scott A. Makuakane, Esq., CFP
Est8Planning Counsel LLLC
Honolulu, Hawaii  96813
State Coordinator of the national ElderCare Matters Alliance, Hawaii chapter

Elder Law Attorney Discusses Competency & Powers of Attorney

Question:  “My mother is 91 years old and has Dementia/Alzheimer’s. She does not know how to read or write, but recently she apparently granted Power of Attorney for her finances to my elder sibling. This was done in secrecy and did not take the rest of the family into consideration. Now my sibling has taken over my mother’s house and her bank funds and has placed my mother in a nursing home where she is kept overmedicated.  I am concerned about how something like this could have happened.  Is there anything I and the rest of my family can do now to have this Legal Directive reversed?”

Answer:   Your family is clearly in a difficult situation.  There are several ways to attack this problematic situation, but neither way will be quick and easy, and there is no way to deal with the situation without involving your local probate court.

Your question seems to suggest your mother may not have been fully mentally competent when she executed the Power of Attorney.  If so, the grant of authority was not legally valid.  Unfortunately, her bank will not likely take action simply on the word of you or your other family members alone.  Rather, you will need to petition the probate court to consider the facts and circumstances and ask that the court renders a judicial decision to that effect.  A bank or the holders of other assets will not likely simply take the word of you or your family members that your mother could not have validly give the authority to your elder sibling, but a bank would have to respect the legal opinion of the probate court.  The bank would then have to remove your elder sibling’s authority over your mother’s assets.

Another approach to take would be to concede the Power of Attorney was valid but to demonstrate that your elder sibling is now breaching his or her fiduciary duties and should be formally removed by the probate court.

In either of the above situations, the probate court would likely seek to formally appoint someone to look after your mother’s personal and/or financial self-interest.  When a court makes such an appointment, the appointee is known as a “conservator.”  Among the downsides to a conservatorship, there may be tedious reporting requirements put on the conservator and the costs of court proceedings must be borne by the assets and income of the “ward,” the person for whom the conservator has been appointed.  On the plus side, since the activities of conservators are under the ongoing oversight of the probate court, banks will readily accept the authority of a court-appointed conservator whereas it may take more convincing to persuade a bank to honor the authority of an agent appointed privately under a durable power of attorney.

Your predicament illustrates the wisdom of getting one’s estate planning arrangements in order long before there are physical or cognitive health issues.  Instead of a document being placed in front of a vulnerable family elderly parent in secret, the process of documenting and formalizing a parent’s wishes can be done in a way that leaves little  question about who the parent would like to act for them and what their instructions are to the family members they have named.  The plan can and should include the sort of “checks and balances” to make sure no individual appointee can act in their own self-interest, at odds with the wishes of the parent.

Henry C. Weatherby, Esq., CLU, ChFC, CEBS
Bloomfield, Connecticut  06002
Premium Member of the national ElderCare Matters Alliance, Connecticut chapter

Elder Law Attorney Discusses LTC Payment Options

Question:  What are the financial options that are available to us for paying for long-term care for our elderly parents? For example, will Medicare and Medicaid pay for these elder care expenses?

Answer:  There are three (3) main options for paying for long-term care – out of pocket (private pay), long-term care insurance, and government programs such as Medicare (very limited), Medicaid (income and asset dependent) and Veterans Administration (income and asset dependent).  Which options are available to help your parents will depend on their situation.

Long-term care refers to medical and non-medical care for a person who has a chronic illness or disability.  The need for long-term care, also known as custodial care, occurs when you need care but you are unlikely to get any better. For example, as we age our bodies simply start to wear out and fall apart.  This may result in limited mobility, loss of independence and the need for assistance with everyday activities such as dressing, bathing and eating.  Or we may need help with everyday activities due to diminished cognitive abilities, neurological conditions, confusion or dementia.  Things that used to come naturally, such as turning off the stove when you are done, or remembering that you turned the stove on to make lunch are suddenly gone.  The need for long-term care may also arise due to a sudden medical incident such as a heart attack or stroke, which even after the patient reaches “full recovery,” they may still be left with a reduced ability to care for themselves.

Most often long-term care is non-medical in nature and assists with support services such as activities of daily living like dressing, bathing, and using the bathroom.  Long-term care can be provided at home, in the community, in assisted living or in nursing homes.

Difference Between Medicare and Medicaid –  There is a very large difference between Medicare and Medicaid and people confuse the two all the time. 

Medicare is a federally funded entitlement program to provide health insurance primarily to Americans over the age of 65 and many individuals with disabilities.  There are several parts to Medicare:  Part A covers hospital bills, post-hospital nursing home stays and home health care, Part B covers medical insurance and pays most basic doctor and lab costs, and some out-patient medical services, including medical equipment and supplies, home health care, and physical therapy, Part C is called Medicare Advantage and is the Medicare HMO program, and Part D covers some of the costs of prescription medication.

Medicaid on the other hand is a federal program, administered by each State, that pays for certain health services and nursing home care for older people with low incomes and limited assets.  It also pays for some long-term care services at home and in the community.  Medicaid covers a broader range of services and people than Medicare, including children, pregnant women, parents of eligible children, seniors and individuals with disabilities.  Its greatest difference from Medicare is that Medicaid is based on need and financial resources.  In order to qualify a person must fall into a covered group and meet the financial needs test.

Medicare generally doesn’t pay for long-term care.  Medicare also doesn’t pay for help with activities of daily living or other care that most people can do themselves or that can be provided by family or non-medical personnel.  Medicare only covers a small amount of the nursing home care provided in the United States, and only under very limited circumstances, making the hope of Medicare paying the bill quite difficult. 

Medicare pays for 20 days of full coverage if you discharged to a skilled nursing facility after being admitted for at least three days in the hospital, so long as you are receiving skilled care as opposed to custodial care.  If you still need skilled care after the first 20 days, you can get up to 80 additional days of partial coverage from Medicare.  When the Medicare coverage ceases, you will have to pay out-of-pocket unless you have private long-term care insurance or qualify for Medicaid (“Medi-Cal” in California) benefits.

If you need “custodial care,” rather than care associated with an injury or illness Medicare won’t pay a dime.  Custodial care is defined by Medicare as help with activities of daily living, like dressing, bathing, going to the bathroom and eating.  This is the kind of care that can be safely and reasonably provided by people without professional skills or training – like your family.  Custodial care is also called “long-term care” and is the type of care that most people will need as they approach the end of their lives.

 If you need custodial care there are a couple of alternatives to pay for it.  First, you could purchase long-term care insurance – provided you are healthy enough and can afford the premiums.  Many policies can also be used to pay for assisted living and in-home care, as well as skilled nursing care.  Second, you can pay for everything directly out of your pocket.  Third, if you qualify, Medicaid will pay for your care under certain circumstances.  Finally, Veteran’s and widow(er)s of veterans may receive a Special Monthly Pension called “Aid & Attendance.” This benefit is based on a person’s assets and income.  If approved for Aid & Attendance, the person will receive additional monthly income to help pay for the cost of health care.

Consulting with an experienced elder law attorney can help you determine the options available to help your parents get and pay for the care they need.  It is important that you look at and evaluate all of the options.  Assessing the options to pay for long-term care before the need for care arises or before a crisis occurs will ensure the greatest flexibility.  Even with good advance planning, making long-term care decisions can be difficult.

Hope this helps.

Heather R. Chubb, Esq.
The Chubb Law Firm
Fair Oaks, California  95628
Member of the national ElderCare Matters Alliance, California chapter

Elder Law Attorney responds to family’s question about Elder Care Planning

Question:   Help.  I don’t know where to start and have no idea what to do in order to get my family’s “house in order” in regards to planning for our elder care needs.  My husband and I are in our mid 60s, are in good health, own our home and have some retirement savings.  Although we consider ourselves fairly intelligent, we are wrestling with how to proceed with our elder care planning.  Can you provide us with some guidance?

Answer:  The purpose of is to provide families like yours with the necessary Guidance to help them with their elder care matters.  So you have started in the right place.  My recommendation is that you first go to the link on that allows you to Find an Expert in elder law near YOU.  This is certainly a good place to start.  Even if you should find that does not have an expert in your particular area of the country, you should find someone within your geographical area.  You could call the attorney listed and if he/she cannot be of help, then they should be able to refer you to someone locally that can be of assistance to you.  An attorney working in the area of elder law normally knows some, if not all, of the other elder law professionals in your area. 

You may ask why I suggest starting with an attorney first.  It has been my experience that many people searching for elder care answers do not have the proper legal paperwork in place to unlock the door to proper elder care planning.  They either do not have the correct legal documents or their documents are old and out of date with their state’s laws.  Simply put – the lack of any one of the following documents could sink your elder care planning: a current durable power of attorney over property, a current designation of health care surrogate or sometimes called a durable power of attorney for health care, a living will and the proper Last Will and Testament.   

If you don’t see an attorney listed in your area of the country, then you might try getting a recommendation from other elder law professionals who are listed on  The network of elder law professionals listed on is quite widespread so finding the proper help should not be that difficult to achieve. 

Other sources that are available would be your local phone book or the internet.  You might have to try several searches to make a connection with the proper planner.  In addition, your local bar association or state bar association will have information about attorneys that do elder care planning.   You may want to check with family and friends that have already gone through their own elder care planning or they know of someone that has had the need for such planning.  Lastly, you may want to check with senior groups in your area including assisted living facilities and nursing homes. 

I wish you well in your search for help with your elder care planning.  Most people don’t look that far ahead in their planning and react in the case of any emergency, especially elder care matters.  With elder laws always changing, it is best to plan ahead and take advantage of the current laws in place.

Ivan Michael Tucker, Attorney at Law
Altamonte Springs, Florida
Member of the national ElderCare Matters Alliance, Florida chapter


Recent Posts

Stay in Touch with Elder Care Matters

 Facebook  Twitter  Google Plus  Linked  Blogger

eNewsletter Sign Up

ElderCare Answers

If you need answers to your elder care questions, send your questions to us at:

Answers are provided by our ElderCare Matters Partners, some of America's TOP Elder Care Professionals who have years of experience in helping families plan for and deal with a wide range of Elder Care / Senior Care Services.

All Q&A's are posted on the homepage of

ElderCare Matters Articles

ElderCare Matters Articles are useful and up-to-date Elder Care / Senior Care articles that are provided by our ElderCare Matters Partners to help you plan for and deal with your family's elder care matters.

If you help familes plan for or deal with elder care matters, then you owe it to yourself and to families across America to become a professional member of the National ElderCare Matters Alliance and to be listed on the many Elder Care / Senior Care Directories that are sponsored by this National Alliance of Elder Care Professionals.

For additional information about professional membership in the National ElderCare Matters Alliance, (including the many benefits of becoming one of our ElderCare Matters Partners) and to download an Application for your Basic, Premium or Partner Membership in the National ElderCare Matters Alliance, visit: ElderCare Matters Alliance.